Refinancing

Take advantage of better rates on the market and start saving

Rated 5 from 160 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

At Olive Road Financial, we understand the unique challenges faced by property investors. Refinancing can be a strategic move to enhance your investment portfolio, especially when looking for tailored lending solutions that go beyond the standard offerings of major banks. Our expertise in refinancing allows you to access loan options from banks and lenders across Australia, enabling you to find better loan options that align with your investment goals. Whether you're interested in reducing loan repayments or releasing equity to buy the next property, our team is here to guide you through every step.

Refinancing provides an opportunity to reassess your current loan situation and potentially secure a lower interest rate. By accessing banks and lenders nationwide, investors can explore a wide range of options, whether they prefer a fixed interest rate or a variable interest rate. If your fixed rate period is ending, it might be the perfect time to explore refinancing to take advantage of the current refinance interest rates. This change can result in reduced monthly payments, providing more financial flexibility and allowing you to allocate funds towards other investments.

One of the main benefits of refinancing is releasing equity in your property. This can be particularly advantageous if you're looking to expand your portfolio. By refinancing, you can release equity to buy the next property, giving you the leverage needed to grow your investments. Additionally, refinancing can help consolidate debts, simplifying your financial commitments into a single, manageable repayment plan. This not only reduces stress but can also improve your credit history over time.

The application process for refinancing might seem complex, but at Olive Road Financial, we offer a streamlined application process designed to make things easier for you. Our experienced brokers work closely with you to check eligibility for special lender policies that may benefit your specific financial situation. We also assist in gathering necessary documents such as bank statements and ensure that your application is presented in the best possible light to potential lenders.

A change in your loan term could also be considered when refinancing. Whether you wish to extend your loan term to reduce monthly payments or shorten it to pay off your mortgage faster, our team will provide advice tailored to your goals. By carefully assessing your financial situation and loan amount, we help you make informed decisions that support your long-term investment strategy.

To sum up, refinancing with Olive Road Financial offers property investors the chance to unlock new opportunities and optimise their financial strategies. By accessing a lower interest rate and exploring better loan options, you can effectively manage and expand your property portfolio. Our team is dedicated to supporting you throughout the refinancing process, ensuring it aligns with your investment ambitions. Contact us today to find out how we can assist in making your next investment move successful.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Loan Approval

We'll find the best loan on the market for you and your situation and present you back some options. 

Sit back and relax!

We'll prepare and submit your application on your behalf and let you know when it's all complete.

Book Appointment

JB

Jeremy Browne

Very reliable and professional, made the experience of buying my first house a lot less stressful. Will be recommending them to my family and friends.

DD

Dev Dhawan

ORF team has been awesome and pivotal in helping us build our portfolio. Grant brings a great amount of experience from his background in this field. Grant and Chris are both very patient and diligent is solving problems as they arise, whilst being able to leverage their extensive networks with the lenders.

AB

Adam Burrows

Grant and Chris have been amazing in helping me navigate the setup of my SMSF and facilitating lending to enable me to now be in a position to purchase a property with my Super. They have linked me up with other specialists (accountants, buyers agent, lawyer etc.) to create a team around me; who I have have confidence in achieving the best outcome for me and my goals. I would strongly recommend Olive Road Financial to my friends and family.

Frequently Asked Questions

Can you help with services other than lending?

We have partnered up with some of the industry leading firms that deliver world class recommendations in investments and insurance. We can support you by understanding your objectives and connect you to a trusted specialist.

I want to purchase a vehicle, do you help with Asset Finance?

We support all types of asset finance transactions including vehicles, plant & equipment, medical equipment & more.

Can you help me leverage my SMSF to purchase property with an SMSF Loan?

If you are looking at acquiring a residential or commercial property in your SMSF, we can assist you with the most competitive and tailored solution to your needs.

Are you specialised in Commercial Lending?

Maybe you are looking at expanding your business or looking to acquire a commercial property. We bring a high level of expertise alongside our flexible range of commercial lending solutions.

Do you help with Residential Property Lending?

Whether its for your home or for expanding your investment property portfolio, navigating through all the options can be daunting. We will support you in providing the right solution and benefits, by considering all your goals and circumstances.

Are you able to help Medical Professionals with a new loan?

We are experts in supporting Medical Professionals. Whether you are commencing your practice or focused on growing and consolidating - we can help you with bespoke financial solutions specifically catered for health professionals.

Can you help with services other than lending?

We have partnered up with some of the industry leading firms that deliver world class recommendations in investments and insurance. We can support you by understanding your objectives and connect you to a trusted specialist.

Ready to get started?