Home Loans
At Olive Road Financial, we're Mortgage Brokers helping clients Australia-wide get into their home sooner with a range of Home Loan options
Rated 5 from 70 Reviews
At Olive Road Financial, we're Mortgage Brokers helping clients Australia-wide get into their home sooner with a range of Home Loan options
Rated 5 from 70 Reviews
Securing a Home Loan is a significant step, and having a plethora of loan options at your disposal is crucial to making an informed decision. Our access spans thousands of products from a wide array of banks, credit unions, and building societies. We stand by our clients from the initial selection process, handling the cumbersome paperwork and guiding you all the way to settlement. We're committed to ensuring you secure the most favourable interest rates on your Home Loan and will meticulously compare cash-back offers on your behalf.
Understanding the various Home Loan options available is fundamental:
Principal and Interest Home Loans: This is the standard type of Home Loan, where repayments cover both the interest accrued and a portion of the principal loan amount, gradually reducing the loan balance alongside the interest obligation.
Interest-Only Home Loans: This option involves paying only the interest on the borrowed amount for a specified period, typically around 5 years. While this can offer lower initial repayments, it's crucial to remember the principal amount will need to be repaid in the future.
Variable Rate Home Loans: With a variable rate loan, the interest rate can fluctuate over time based on economic conditions, offering flexibility and possibly lower rates at times, but with the possibility of varying repayment amounts.
Fixed Rate Home Loans: For those seeking stability, a fixed-rate Home Loan locks in your interest rate for a predefined period, usually between 1 and 5 years, ensuring your repayments remain consistent and aiding in budget planning.
As proud members of the Mortgage & Finance Association of Australia, our reach extends across the nation. We're equipped with the expertise and experience to support you in navigating through the complex process of finding the perfect Home Loan tailored to your needs.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentJL
Johnny Lam
Valuable advices with timely and detail follow up. Excellent experience! Jae and team have been fantastic! They are well connected and willing to spend time to understand or family situation to come up with the best approach and suggestions.
MK
Matthew Krilis
Jae and Chris and the team at Olive Road Financial are exceptional. I have been working closely with Jae for over 3 years and he is extremely hard working, efficient, and an excellent communicator. He has been able to sort out my borrowing requirements when others haven’t been able to through lateral thinking, persistence and dedication. I would highly recommend.
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neha modi
I could not thank William and Chris at Olive Road enough for their help with our refinance. Everything was clearly explained, and the process was smooth & hassle free.
We have partnered up with some of the industry leading firms that deliver world class recommendations in investments and insurance. We can support you by understanding your objectives and connect you to a trusted specialist.
We support all types of asset finance transactions including vehicles, plant & equipment, medical equipment & more.
If you are looking at acquiring a residential or commercial property in your SMSF, we can assist you with the most competitive and tailored solution to your needs.
Maybe you are looking at expanding your business or looking to acquire a commercial property. We bring a high level of expertise alongside our flexible range of commercial lending solutions.
Whether its for your home or for expanding your investment property portfolio, navigating through all the options can be daunting. We will support you in providing the right solution and benefits, by considering all your goals and circumstances.
We are experts in supporting Medical Professionals. Whether you are commencing your practice or focused on growing and consolidating - we can help you with bespoke financial solutions specifically catered for health professionals.
We have partnered up with some of the industry leading firms that deliver world class recommendations in investments and insurance. We can support you by understanding your objectives and connect you to a trusted specialist.
Olive Road Financial Pty Ltd ABN: 55 660 173 071. Credit Representative #542765 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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